Instant Loan
Fast cashwhen you need it most from 2.87% p.a. (EIR 5.41% p.a.)

Meet your urgent cash needs
with Instant Loan in 60 seconds
Instant Loan is now open to all new Trust customers

Low rates, no fees

From daily essentials to unexpected expenses, our payday loan has got your short-term needs covered with no processing or hidden fees. Seriously!

Flexible repayments
Need a quick cash boost? Choose your desired personal loan amount and tenure with Instant Loan. Repay with fixed instalments over 3 to 60 months - it's your call!
Fast approval,
fast cash
Get your payday loan deposited into your Trust savings account in seconds to help finance emergency needs.
You're in full control
Once your loan is deposited, you can easily view your loan instalments and outstanding remaining amount in Trust App. Plus, you can save on interest when you repay your loan early at any time!
Have questions?
We have answers
Instant Loan is a bank loan in Singapore that allows you to convert a portion of your Trust credit card available credit balance into cash.
Get the extra cash you need without the extra fees. Trust has no processing or hidden fees. We only charge a 3% early repayment fee on your outstanding principal amount when you repay early.
Your loan instalment will be charged to your credit card bill on a monthly basis, which you can pay through your credit card statement. Simply tap on Trust App > Money > Credit Card > Pay credit card.
The interest rate offered to you is based on your loan amount, loan tenure and personal credit profile. Hence it may differ from the one displayed on our website.
*Effective Interest Rate (EIR) is calculated based on a loan amount of S$90,000 and loan tenure of 60 months from 1 Jan 2024.
Apply now.
Use instantly.
Receive a $25 FairPrice E-Voucher on us when you make your first card spend. Terms and conditions apply.
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