Supersized savings Higher deposit capEarn up to 2.75% p.a. interest rate on your deposit balance up to S$800K deposit. Plus, enjoy up to 11% savings on spend with Trust debit card.Earn up to 2.25% p.a. with our revised rates from 1 Jun 2025. Refer to our Key facts sheet for more details.
One account,
multiple ways to save
Earn up to
2.75% p.a.
interest rate on the first S$800,000 deposit with one of the highest interest rates in Singapore.
Enjoy up to
11% savings
on groceries and food at FairPrice Group when you spend on debit card.
- Lock in period
- Monthly fee
- Minimum balance
- Account closure fee
- Foreign transaction fee
- Card replacement fee
Fee-less
savings account
FEES
Savings Calculator
See how much you can earn with Trust vs. other savings accounts
Deposit balance (S$)
I keep min. S$100K Average Daily Balance
I make min. 5 x S$30 card spends each month
I credit min. S$1,500 monthly salary via GIRO
I am a NTUC Union Member
Interest you can earn on S$800,000 in 1 month
0.00% p.a. on first S$800K* S$0.00
Other savings account
0.05% p.a.S$0.00
*Interest rate of 0.05% p.a. applies for balances above S$800K. Calculations are simplified for illustration purposes.
Enjoy smarter savings
You can enjoy significant savings on FairPrice Group groceries and food, Caltex fuel and more.
A rewarding savings account designed
for simplicity
and transparency
Base Rate
0.75% p.a.
You’ll earn 0.75% p.a. interest on deposit balance up to S$800K. Balances above S$800K will earn 0.05% p.a. interest.
Interest is calculated on a daily basis.
Spend Bonus Rate*
+0.75% p.a.
Make min. 5 × S$30 qualifying card transactions to unlock this bonus rate on deposit balance up to S$800K for the full month.
*NTUC Union Members get 0.75% p.a. interest whereas others get 0.40% p.a. interest
Balance Bonus RateREVISED
+0.50% p.a.
Maintain a min. S$100K Average Daily Balance (ADB) for the month to unlock this bonus rate on your deposit balance up to S$800K.
Average Daily Balance is the sum of daily balances divided by the number of days in the month.
Interest for the month is calculated on the last day of the month.
Salary Bonus Rate
+0.75% p.a.
Credit min. S$1,500 monthly salary via GIRO in a single transaction to unlock this bonus rate on deposit balance up to S$800K for the full month.
Never miss out on bonus rewards again
With your Trust App, know exactly where you are against your reward targets in real-time.
A better digital card experience
At Trust, we're introducing a range of innovative card features to meet your evolving banking needs.
Tap to lock
Misplaced your physical card? No worries. For your peace of mind, you can simply lock or unlock your card via the app anytime.
One card is all you need
With just one tap, instantly switch between debit and credit to suit your spending needs.
Tap card on your phone to activate
It's easy and secure to activate your physical card. Just hold it to the back of your phone.
Get the help you need 24/7
With your Trust App, you can contact our Customer Care specialists any time.
More everyday benefits
Payment security
Your payment info is protected with multiple layers of security to help keep your account safe.
All things instant
Get instant notifications, instant savings and start using them instantly.
Fund your account in two ways
Start today with as much, or as little, as you want.
Register for PayNow
Register your mobile number or NRIC/ FIN to receive money directly into your savings account.
Bank transfer using FAST
Send money from another bank account using FAST into your savings account.
Apply now.
Use instantly.
From 30 Apr 2025, receive a scratch card with sure-win cashback of up to S$1,000 when you refer your friend to Trust. T&Cs apply.
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law.
