Earn 3%Stockbackon spend

Turn your spends into US stocks and US ETFs. With Freedom credit card, you're building your dream portfolio with every spend.
Not your average credit card benefits
Stockback on local and foreign spends
Your Stockback rewards earned on your spends* accumulate until it reaches S$10, then is automatically invested in your selected stock or ETF.
Zero friction.
Full freedom
No annual fee. No foreign transaction fee on overseas spend. Plus, your Stockback is invested at zero cost to you.
Win up to 8K USD
upon sign-up
Apply for Freedom credit card, choose Stockback as your reward, and unlock a golden scratch card worth up to 8K USD in stocks for new credit card customers.
HOW IT WORKS
Earn fractional shares as you spend
Stockback is Freedom credit card's unique reward that turns your daily spends into long-term gains.
Choose the stock
you believe in

Pick from a curated list of US stocks and US ETFs. The Stockback you earn goes exactly where you decide.

SIGN-UP GIFT
Golden chance to win up to 8K USD stocks

For new credit card customers! Get a sure-win stock gift valued up to 8K USD when you sign up and select Stockback as your reward.

Or get a sure-win cashback gift of up to S$8,000 when you choose Cashback as your reward. Until 31 Oct 2026.

Apply for Freedom credit card
Sign-up gift details
Trust Freedom credit card
Your rewards. Your way
With the Freedom credit card, the choice is yours. Earn 3% Stockback, up to 1.5% Unlimited cashback or up to 15% Bonus cashback when you spend!
Zero friction.
Full freedom.
$0 foreign transaction fee
$0 annual card fee
$0 commission fee for selling stocks
Apply now.
Use instantly.
For new credit card customers! Get a sure-win stock gift valued up to 8K USD when you sign up and select Stockback as your reward. T&Cs apply.
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Disclaimer
*Stockback value is capped at S$500 per quarter. 3% stockback on both Local and Foreign Eligible Spend promo is until 31 Dec 2026 and will change to 2% stockback on Local Eligible Spend and 0.5% stockback on Foreign Eligible Spend from 1 Jan 2027.