Up to 15%Bonus Cashback
Get up to 15% Bonus cashback on your preferred category OR up to 1.5% Unlimited cashback on all eligible spend.
2 choices to earn cashback
Unlimited cashback
Don’t want to be tied down to a particular category? Easy! Earn unlimited 1.5% instant cashback on local spend and 0.5% instant cashback on foreign spend. No min spend, no cap.
OR
Bonus cashback
Want to maximise your cashback? Earn up to 15% bonus cashback on your preferred category. Plus, enjoy unlimited 1% cashback on local spend and unlimited 0.5% on foreign spend.
SIGN-UP GIFT
Golden chance to win up to S$8K cashback
For new credit card customers! Get a sure-win stock gift valued up to 8K USD when you sign up and select Stockback as your reward.
Or get a sure-win cashback gift of up to S$8,000 when you choose Cashback as your reward. Until 31 Oct 2026.
Apply for Freedom credit card
Sign-up gift details
Zero friction.
Full freedom.
$0 foreign transaction fee
$0 annual card fee
THE FUSS-FREE WAY
Up to 1.5% Unlimited
instant cashback
Prefer not to pick a bonus cashback category? Just keep it simple. Earn unlimited 1.5% cashback on Local Eligible Spend plus 0.5% on Foreign Eliglble Spend over S$1, with no quarterly limits.
For those who want bigger cashback
Choose your preferred category from six options. Hit spending tiers for 3 consecutive months to unlock up to 15% cashback!
Select a category
to earn up to 15% bonus cashback
Unlock bonus cashback on your preferred spending category, which you can change every quarter. Bonus cashback is capped at $250 per quarter.
Plus, you can even earn unlimited 1% cashback on all Local Eligible Spend and 0.5% on all Foreign Eligible Spend, with no quarterly cap.
Real-time
cashback tracking
Easily track your bonus cashback targets in Trust App. Your total card spend will be updated as soon as you make a purchase!
Hit spend tiers. Stack cashback
S$500S$2,000
Here's an illustration when you hit a min. S$2K on total eligible spend each month for 3 consecutive months. Get up to 1% unlimited instant cashback on all eligible spend and 15% bonus cashback every quarter on your preferred category!
Your monthly spend
S$555 (S$300 on Local Eligible Spend and S$255 on Foreign Eligible Spend) | S$965 (S$600 on Local Eligible Spend and S$365 on Foreign Eligible Spend) | S$480 (S$480 on Local Eligible Spend) | S$2000 (S$1380 on Local Eligible Spend and S$620 on Foreign Eligible Spend) |
| Preferred category | other spend (non exclusive partners) | other spend (exclusive partners) | Your total spend per month |
Your quarterly cashback and savings 🎉🎉🎉
| S$250 | S$51~ | S$184 | S$485 |
| 15% | Up to 1% | 12.8%# | 8% |
| Cashback on your preferred category | Instant cashback on all eligible spend | Savings from exclusive partners | Total cashback and savings |
Your monthly spend
| Preferred category | S$555 |
other spend (non exclusive partners) | S$965 |
other spend (exclusive partners) | S$480 |
| Your total spend per month | S$2000 |
Your quarterly cashback and savings 🎉🎉🎉
| Cashback on your preferred category | S$250 | 15% |
| Instant cashback on all other eligible spend | S$51~ | Up to 1% |
| Instant cashback and savings | S$184 | 12.8%# |
| Total cashback and savings | S$485 | 8% |
Overall, when you spend S$6,000 in the quarter with total cashback and savings of S$485. You receive an effective rate of 8%.
# Savings calculator based on spending on Caltex (S$125), Zig by ComfortDelgro (S$45), Agoda (S$270) and KFC (S$40) for the month.
~ Based on S$41.40 earned on Local Eligible Spend (S$4,140) and S$9.30 earned on all Foreign Eligible Spend (S$1,860) for the quarter.
Trust Freedom credit card
Your rewards. Your way
With the Freedom credit card, the choice is yours. Earn 3% Stockback, 1.5% Unlimited cashback or up to 15% Bonus cashback when you spend!
Apply now.
Use instantly.
For new credit card customers until 31 Oct 2026! Get a sure-win cashback gift of up to S$8,000 when you choose Cashback as your reward. T&Cs apply.
