Up to 15%Bonus Cashback
Get up to 15% Bonus cashback on your preferred category OR up to 1.5% Unlimited cashback on all eligible spend.
2 choices to earn cashback
Unlimited cashback
Don’t want to be tied down to a particular category? Easy! Earn unlimited 1.5% instant cashback on local spend and 0.5% instant cashback on foreign spend. No min spend, no cap.
OR
Bonus cashback
Want to maximise your cashback? Earn up to 15% bonus cashback on your preferred category. Plus, enjoy unlimited 1% cashback on local spend and unlimited 0.5% on foreign spend.
SIGN-UP GIFT
Golden chance to win up to S$8K cashback
For new credit card customers! Get a sure-win stock gift valued up to 8K USD when you sign up and select Stockback as your reward.
Or get a sure-win cashback gift of up to S$8,000 when you choose Cashback as your reward. Until 31 Oct 2026.
Sign-up gift details
Zero friction.
Full freedom.
$0 foreign transaction fee
$0 annual card fee
THE FUSS-FREE WAY
Up to 1.5% Unlimited
instant cashback
Prefer not to pick a bonus cashback category? Just keep it simple. Earn unlimited 1.5% cashback on Local Eligible Spend plus 0.5% on Foreign Eliglble Spend over S$1, with no quarterly limits.
For those who want bigger cashback
Choose your preferred category from six options. Hit spending tiers for 3 consecutive months to unlock up to 15% cashback!
Select a category
to earn up to 15% bonus cashback
Unlock bonus cashback on your preferred spending category, which you can change every quarter. Bonus cashback is capped at $250 per quarter.
Plus, you can even earn unlimited 1% cashback on all Local Eligible Spend and 0.5% on all Foreign Eligible Spend, with no quarterly cap.
Real-time
cashback tracking
Easily track your bonus cashback targets in Trust App. Your total card spend will be updated as soon as you make a purchase!
Hit spend tiers. Stack cashback
S$500S$2,000
Here's an illustration when you hit a min. S$2K on total eligible spend each month for 3 consecutive months. Get up to 1% unlimited instant cashback on all eligible spend and 15% bonus cashback every quarter on your preferred category!
Your monthly spend
S$555 (S$300 on Local Eligible Spend and S$255 on Foreign Eligible Spend) | S$1445 (S$1080 on Local Eligible Spend and S$365 on Foreign Eligible Spend) | S$2000 (S$1380 on Local Eligible Spend and S$620 on Foreign Eligible Spend) |
| Preferred category | other spend | Your total spend per month |
Your quarterly cashback and savings 🎉🎉🎉
| S$250 | S$51~ | S$301 |
| 15% | Up to 1% | 5% |
| Cashback on your preferred category | Instant cashback on all eligible spend | Total cashback |
Your monthly spend
| Preferred category | S$555 |
other spend | S$1445 |
| Your total spend per month | S$2000 |
Your quarterly cashback and savings 🎉🎉🎉
| Cashback on your preferred category | S$250 | 15% |
| Instant cashback on all other eligible spend | S$51~ | Up to 1% |
| Total cashback | S$301 | 5% |
Overall, when you spend S$6,000 in the quarter with total cashback and savings of S$301. You receive an effective rate of 5%.
~ Based on S$41.40 earned on Local Eligible Spend (S$4,140) and S$9.30 earned on all Foreign Eligible Spend (S$1,860) for the quarter.
Trust Freedom credit card
Your rewards. Your way
With the Freedom credit card, the choice is yours. Earn Stockback, Miles or Cashback when you spend!
Apply now.
Use instantly.
For new credit card customers until 31 Oct 2026! Get a sure-win cashback gift of up to S$8,000 when you choose Cashback as your reward. T&Cs apply.
