Happy Tails PetInsurance‘Get a quote’ now for peace of mind with Income’s Happy Tails Pet Insurance.
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Underwritten and issued by
Trust is a digital bank backed by Standard Chartered and FairPrice Group. This means that we can offer great benefits on all things FairPrice Group - from Linkpoints to special offers on insurance products.
Get comprehensive coverage
Covers injuries and sickness
Coverage for surgical expenses due to your pet's injuries and sickness.
Specific congenital and hereditary conditions
Seek medical treatment for your pet if it is diagnosed with specific conditions1.
Chemotherapy benefit
Up to $2,500 for your dog/puppy and $1,200 for your cat/kitten.
No Claim Discount of up to 15%
For subsequent policy renewal when you have not made any claim for the current policy.
Covers accidents caused by your pet
Third party legal liability benefit2 for accidents caused by your pet.
How can Happy Tails
help to cushion your
expenses?
Intervertebral disc disease (IVDD):
Your 3-year-old dog is insured with the Furry plan and the cost of treatment amounts to $7,000. Your total payment for your pet's treatment comes up to $1,650 ($250 deductible and 20% co-insurance of $1,400) for a $7,000^ bill. Happy Tails takes care of the other $5,350.
Cruciate Ligament Tears (ACL Injury):
Your 2-year-old cat is insured with the Purrfect plan and the cost of treatment amounts to $1,500. Your total payment for your pet's treatment comes up to $550 ($250 deductible and 20% co-insurance of $300) for a $1,500 bill. Happy Tails takes care of the other $950.
^For illustration purposes only.
Income Insurance Limited (Income) is one of the leading composite insurers in Singapore, offering life, health and general insurance.
Established in 1970 as the only insurance co-operative in Singapore to plug a social need for insurance, Income is now a public non-listed company limited by shares, which continues to serve the protection, savings and investment needs of individuals, families and businesses today.
Footnotes
1. If your pet is below six years of age at the start of the first policy year, Income shall cover the following specified hereditary and congenital conditions after a 12-month waiting period from the start date of the policy, provided they are not pre-existing medical conditions:
(i) Hip and elbow dysplasia
(ii) Luxating patella
(iii) Glaucoma
(iv) Cherry eye
(v) Intervertebral disk disease (IVDD)
(vi) Conditions which require femoral head and neck excision
2. Income will pay for this benefit if you are legally responsible for the following which is accidentally caused by your pet in Singapore:
- Bodily injury to any person
- Loss or damage to property
Income will pay:
- The legal costs and expenses for representing you; and
- The amount awarded against you by the court in Singapore
Exclusions apply.
* Terms and conditions apply
^ For illustration purposes only.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the Policy Contract. You are advised to read the Policy Contract for the full policy terms, conditions and exclusions.
Disclaimer
This page is for general information to give you an idea what the key benefits are. We are not offering to sell this insurance product or service. We also do not provide any insurance or financial advice, offer, or underwrite this product. This product is underwritten and issued by Income Insurance Limited (“Income”) and distributed by Trust Bank Singapore Limited (“Trust”). It is not an obligation of, deposit in or guaranteed by Trust.
All Income products are developed to benefit their customers but not all may be suitable for your specific needs. This plan may not be suitable for you if you are unsure about which type of plan or how much coverage to buy as no financial advice is provided during the purchase process. In such a case, you are strongly encouraged to seek advice from a qualified insurance adviser who will be able to advise you on a suitable product. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. Income may recover from you any expense incurred in underwriting this plan.
We are not responsible for your application or for the contract of insurance. In facilitating this insurance arrangement, we are acting as Income's distributor and not as your agent. Please ensure that you understand the product features and terms before purchasing. Premium payment shall be made using your Trust Credit Card. Please ensure that your credit card has sufficient credit limit. Otherwise, your policy application and renewal may fail.
Information is correct as of 09/06/2023.
1. If your pet is below six years of age at the start of the first policy year, Income shall cover the following specified hereditary and congenital conditions after a 12-month waiting period from the start date of the policy, provided they are not pre-existing medical conditions:
(i) Hip and elbow dysplasia
(ii) Luxating patella
(iii) Glaucoma
(iv) Cherry eye
(v) Intervertebral disk disease (IVDD)
(vi) Conditions which require femoral head and neck excision
2. Income will pay for this benefit if you are legally responsible for the following which is accidentally caused by your pet in Singapore:
- Bodily injury to any person
- Loss or damage to property
Income will pay:
- The legal costs and expenses for representing you; and
- The amount awarded against you by the court in Singapore
Exclusions apply.
* Terms and conditions apply
There are certain conditions whereby the benefits under this plan will not be payable. These are stated as exclusions in the Policy Contract. You are advised to read the Policy Contract for the full policy terms, conditions and exclusions.
This page is for general information to give you an idea what the key benefits are. We are not offering to sell this insurance product or service. We also do not provide any insurance or financial advice, offer, or underwrite this product. This product is underwritten and issued by Income Insurance Limited (“Income”) and distributed by Trust Bank Singapore Limited (“Trust”). It is not an obligation of, deposit in or guaranteed by Trust.
All Income products are developed to benefit their customers but not all may be suitable for your specific needs. This plan may not be suitable for you if you are unsure about which type of plan or how much coverage to buy as no financial advice is provided during the purchase process. In such a case, you are strongly encouraged to seek advice from a qualified insurance adviser who will be able to advise you on a suitable product. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. Income may recover from you any expense incurred in underwriting this plan.
We are not responsible for your application or for the contract of insurance. In facilitating this insurance arrangement, we are acting as Income's distributor and not as your agent. Please ensure that you understand the product features and terms before purchasing. Premium payment shall be made using your Trust Credit Card. Please ensure that your credit card has sufficient credit limit. Otherwise, your policy application and renewal may fail.
Information is correct as of 09/06/2023.
