Split purchaseDream big.Pay small.Split purchases of S$100 and above into small interest-free payments
Split purchase of S$100 for only S$1*
Save big with this limited-time offer until 30 November 2024!
Fast and easy
Split your desired purchases in less than 30 seconds via Trust App! The monthly payments will be charged to your credit card.
Split it interest-free
From new furniture to travel accessories, get what you love at 0% interest^ All for a low one-time fee!
Flexible repayments
Enjoy the freedom to pay over 3, 6, 12 or 18 monthly instalments. Plus, make a full early repayment anytime with no penalty fee!
Our low fees start from
| Tenure | One-time fee | EIR** |
| 3 mths | 1.00% | 6.05% p.a. |
| 6 mths | 1.50% | 5.20% p.a. |
| 12 mths | 3.50% | 6.63% p.a. |
| 18 mths | 5.00% | 6.55% p.a. |
Have questions?
We have answers
Split Purchase allows you to split eligible transactions into a fixed number of equal monthly payments for a one-time fee. First, you choose the eligible transactions charged to your credit card and the number of monthly payments you would like to split them. We will charge a one-time fee which will depend on the total amount, the number of monthly payments and your personal credit profile.
Transactions before 21 August 2024
- All completed transactions of $100 and above that have not been billed to you in your statement are eligible for split purchase.
Transactions from 21 August 2024
- Completed transactions of $100 and above that have not been billed to you in your statement, except for transactions classified under any of the following Merchant Category Codes:
- Non-Financial Institutions - Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Account Funding (not Stored Value Load), Travelers Cheques, and Debt Repayment - 6051
- Money Transfer - 4829
- Security Brokers/Dealers - 6211
Split your purchases with a low one-time fee. Trust has no hidden fee and no early repayment fee!
Your split purchase will be charged to your credit card bill on a monthly basis, which you can pay through your credit card statement. Simply tap on Trust App > Credit Card > Pay card
If you don't pay the full amount due on or before the payment due date, the unpaid principal of the monthly charge amount will be charged a daily interest of 0.077% (27.9% p.a.) until the date the payment is received.
You may make a full repayment anytime with no penalty fee.
Disclaimer
*This offer may differ based on your Split Purchase amount, the number of monthly payments, your personal credit profile and any other factors we may consider relevant.
^One-time fee applies. We charge your Split Purchase monthly payments to your Trust credit card. We will charge interest under our credit card terms if you do not pay off your full credit card statement balance by its due date.
**EIR reflects the true cost of borrowing. We calculate the Effective Interest Rate (EIR) by considering the processing fee and assuming that each minimum monthly payment is paid on time and that the remaining loan amount is paid in the last month.
