Trust+ Terms

Table of contents

Thank you for being a Trust customer! Trust+ is our way of saying thank you for trust-ing us with your savings and investments. These terms apply to you if we tell you that you are a Trust+ customer. These terms apply in addition to our General Terms and Conditions and our product terms.

Perks of being a Trust+ customer 🎁

As a Trust+ customer, you will receive special merchant offers, perks, and privileges! Information about these offers, perks, and privileges are available on the Trust App, our website, or in our messages to you.

How to get the Trust+ perks 🤔

If you meet our eligibility criteria for a calendar month, you will automatically become a Trust+ customer for the next three consecutive months. Also, your Trust+ status will expire if you do not meet the eligibility criteria for three consecutive months. For example, if you meet our eligibility criteria in June 2025, but not in July 2025, you will be a Trust+ customer for July, August and September 2025 only.

Eligibility criteria (effective from 1 February 2025)
To be a Trust+ customer you need to maintain a total amount of at least S$100k in eligible balances for the month across one or both of: (a) The Average Daily Balance (ADB) in your Savings Account by Trust in a calendar month. We calculate your ADB by adding the total daily balances divided by the number of days in the month. We assess your ADB for a calendar month, on the 1^st day of the next calendar month. (b) The market value of the mutual funds, stocks, and cash in your TrustInvest account as of the 25^th of the calendar month (or the Friday before if the 25^th falls on a weekend). Note: USD values will be converted to their SGD equivalent at the end of day exchange rate.

Eligibility criteria (effective from 1 February 2025)

To be a Trust+ customer you need to maintain a total amount of at least S$100k in eligible balances for the month across one or both of:

(a) The Average Daily Balance (ADB) in your Savings Account by Trust in a calendar month. We calculate your ADB by adding the total daily balances divided by the number of days in the month. We assess your ADB for a calendar month, on the 1^st day of the next calendar month.

(b) The market value of the mutual funds, stocks, and cash in your TrustInvest account as of the 25^th of the calendar month (or the Friday before if the 25^th falls on a weekend).

Note: USD values will be converted to their SGD equivalent at the end of day exchange rate.

Here’s an example:

	Scenario 1	Scenario 2	Scenario 3
Savings ADB	S$100K	S$0	$50K
TrustInvest account value	S$0	S$100K	$50K
Qualify for Trust+	✅	✅	✅

Fees

Trust+ Fees	None! There are no fees to be a Trust+ customer or to maintain your Trust+ status.
Trust+ metal card fees	Complimentary for the first issuance. Subsequent replacements chargeable at S$100 (plus GST).

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Last updated on 20 January 2026. Version: 7